• You may dispute the debt, or any portion of it, within 30 days of receiving our first written notice. If you notify us in writing within that 30-day period that the debt is disputed, we will obtain verification and mail it to you.
• You may request the name and address of the original creditor, if different from the current creditor.
• You may request an itemized accounting of your debt.
• We may not contact you at unusual or inconvenient times or places (generally not before 8 a.m. or after 9 p.m. your local time) and may not harass, oppress, or abuse you or use false or misleading statements.
• To learn more about your rights, visit www.cfpb.gov/debt-collection.
• Details specific to your account (balance, original creditor, and full itemization) are available in your online account at portal.foothill-solutions.com or by contacting us.

Si necesita esta información en español, comuníquese con nosotros al 888-359-9025 o Services@foothill-solutions.com.

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The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Foothill Capital Solutions, LLC is licensed by the California Department of Financial Protection and Innovation, License #11664-99.

A debt collector is prohibited from engaging in abusive, deceptive, and unfair debt collection practices. Certain funds — including Social Security, Supplemental Security Income, public assistance, unemployment and disability benefits, veterans’ and other public benefits, child support, and 90% of wages earned in the last 60 days — may be exempt from debt collection. You may request the name and address of the original creditor and an itemized accounting of your debt.

Foothill Capital Solutions, LLC — New York City Department of Consumer and Worker Protection License #2131837-DCWP. A translation and description of commonly used debt-collection terms is available in multiple languages at www.nyc.gov/dcwp. (Buffalo residents: City of Buffalo License #CAG25-10072678. Yonkers residents: City of Yonkers License #10934.)

Foothill Capital Solutions, LLC, 975 E. Riggs Rd, Suite 12-188, Chandler, AZ 85249, is licensed by the North Carolina Department of Insurance, Collection Agency Permit #96015975.

Foothill Capital Solutions, LLC is a licensed collection agency in Washington (Washington State Department of Licensing / UBI #606248608), located at 975 E. Riggs Rd, Suite 12-188, Chandler, AZ 85249. The original creditor of your account is identified in your account communications and online account.

Foothill Capital Solutions, LLC also holds: Arizona (Dept. of Insurance & Financial Institutions License #CA-2011621); Florida (Consumer Collection Agency Registration #CCA9905013); Idaho (Dept. of Finance License #CCA-2082751820); Louisiana (Secretary of State Registration #46678466I); Nebraska (Collection Agency License #1848); Wyoming (Collection Agency Board License #CAB-2161).